Erie Insurance

Home Insurance

The single biggest investment you may make in life is your home. Are you sure you've protected your investment? Let us review your homeowner's policy with you and make sure there are no gaps in coverage.

Basic Coverages Included in Homeowner's Policies:

Property Damage Coverage

Personal Property Floater

A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc. It may be necessary to insure your valuables with a Personal Property Floater. A Personal Property Floater provides coverage that is broader than the coverage in your standard homeowners insurance policy.

Personal Liability Coverage

Your homeowners policy provides Personal Liability coverage to help protect you against a non-auto claim in which you were at fault. Liability coverage in your policy covers both the cost of defending you and damages the court orders you must pay. Liability insurance does not have a deductible that you must meet before the insurer begins to pay losses. We can review your current limits of coverage, and help make sure you have enough protection in this area.

Medical Payments Coverage

Medical Payments coverage is designed to pay for an injury to someone OUTSIDE your family. It can often help settle "small" injuries outside of court before they become BIG claims in court. This is not medical coverage for your and your family.

Additional Living Expenses

Where will you live if your home is badly damaged?

If move into a hotel or apartment for awhile because of damage caused by a covered loss, your homeowners policy will normally cover the stay, subject to policy limits. 

Galveston
(574) 699-6756
204 S. California St.
PO Box 657
Galveston, IN 46932
Logansport
(574) 516-1796
3707 E Market St.
Logansport, IN
Kokomo
(765) 252-4477
1604 East Hoffer Street
Kokomo, IN 46902